Thursday, December 30, 2010

personal finance programs









Mesoloan



Now, as for today's entrepreneurs, first up today was Hardika Shah presenting Mesoloan, a small enterprise loan program for Indian entrepreneurs in the $2,000-$20,000 loan size bracket. This is a segment that is well beyond traditional micro-finance, but also somewhat below the scope of the regular financial institutions. Hardika intends to build a financial institution focused on this segment with financing from social entrepreneurship oriented venture funds like Unitus.



It turns out that in my Vision India 2020 book, I have a similar project called FDBI. My personal analysis is that to make a financial institution successful by catering to the said segment will require a tight control of the types of businesses that are financed. This is why I have focused on micro-franchise oriented businesses where a tightly controlled structure is replicated across a large number of small businesses. My recommendation to Hardika is to study the FDBI project



DaisyClip



Next Annette McClellan presented DaisyClip, a non-surgical contraception device for women that she is in the process of syndicating a $1.8 million financing round for. Her market penetration plan is to start with India, and she wanted to know what kinds of options/connections we could provide. Well, there are some government and NGO contacts that I have in mind for her to explore. However, she will, of course, need to clear the clinical trials and get the proper regulatory approvals.



Voices.com



Our next presenter was David Ciccarelli discussing Voices.com, an interesting niche marketplace for freelance voice talent used by businesses and entertainment companies. David has 25,000 freelancers of which about 20% are paying subscribers (a very good number). He also has 120,000 companies using the talent from his marketplace.



David asked how to convert more of his users to paying users. I pointed him to the oDesk case study in which I have discussed the strategy for a marketplace in great detail. David is also struggling with the notion of his community taking the transactions offline.



Well, eLance has experienced similar problems, and I asked David to concentrate on communicating to his user base of service providers the value of building a reputation through references and reviews/customer feedback. Taking the transaction offline would mean the service provider would not get any feedback from the transaction. Nor will she or he get any assistance with dispute resolution, for example. Overall, I felt that making the reputation-building features available only to the premium members would be a good way to convert more free users to paying customers.



Marketing Green Products and Services to Indian Consumers



Then Tarini Kinkar discussed a media concept for marketing green products and services to Indian consumers. The business idea was not very well fleshed out, and needs a lot of work still. One of my key concerns is that the level of awareness about green and environmentally conscious issues is very, very low in India. Also, the business model for the business is unclear.



Klonos

Republicans Were For Prevention Before They Were Against It


Sarah Kliff previews the GOP’s big box of ideas for how to force Democrats to vote against their own health care law come January. Last week, House Republicans wanted to attach repeal to next month’s doc fix, now they’re considering taking a page from Sen. Mike Johanns’ (R-NE) original 1099 repeal proposal and using prevention dollars to pay for the impending reimbursement cuts:



Republican Senate aides familiar with the issue told POLITICO they are seriously looking at the new law’s $15 billion public health commitment to finance a one-year doc fix in the next session of Congress. [...]


One aide said health reform’s preventive health spending is one of the “top three” offsets in the law that congressional Republican staffers are eyeing, with the idea that a few moderate Democrats facing tough races in 2012 could eventually be brought on board.


As for which part of the health reform law to pull funds from, Republicans have long derided the multibillion Prevention and Public Health Fund as wasteful spending, scoffing at its investment in bike paths and farmers’ markets. One Republican Senate aide quipped that it was a “slush fund for jungle gyms.”


The fund, which began this year with $500 million, will grow to a $2 billion per year allocation by 2015. Totaling $15 billion over the next 10 years, the fund would be nearly enough to offset an entire, yearlong doc fix.


This is fairly galling, not only because a long-term investment in prevention is exactly the kind of thing that might save dollars over the long term, but also because Republicans themselves encourage Americans to take personal responsibility for their health and catch diseases before they turn into costly, chronic conditions. The “slush” fund aspect they’re referring to — as far as I can tell — is a recent HHS decision to use $250 million to expand the primary work force — the very kind of investment that would help build the infrastructure and make sure there were people to help with screenings, immunizations and other needs.


And this, is something Republicans presumably support. In July, Sen. Jon Kyl (R-AZ) tried to take credit for the prevention funds in the Affordable Care Act, something Republicans had long advocated for:



- Sen. Chuck Grassley (R-IA) said the law’s emphasis on preventive care is good “because it costs less to keep people well than to treat them when they’re sick.” [10/18/2010]


- Sen. Mitch McConnell (R-KY): “Congress should be able to work together on our practical ideas that the American people support, such as reforming our medical liability laws to discourage junk lawsuits…encouraging wellness and prevention programs that have proved to be effective in cutting costs and improving care.” [8/26/2010]


- Sen. Saxby Chambliss (R-GA): “I am an original cosponsor of S. 1099, the “Patients’ Choice Act,” …. The legislation would make health care coverage accessible and affordable for all Americans through private insurance coverage, while also promoting prevention and wellness which can improve lives and lower long-term medical costs. [7/19/2009]


Kliff reports that “the idea of tying the doc fix to a partial health reform repeal has legs because it comes with a clear rhetorical message: Congress should not start creating new entitlements without the necessary funding to uphold existing ones.” I would argue that that the opposite argument can be even more persuasive — pulling money out of prevention should be dead in the water since it’s one of the handful of ideas Republicans presented as consensus areas when they urged Democrats to scrap the big bill and rally around just a few popular policies.





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Small Business <b>News</b>: Small Biz Tech Primer

Technology is vastly changing the scope and reach of small business not only in the world of marketing but in all aspects of operating your venture. From tech.

Fox <b>News</b>, Hypocrisy, And “Politically Correct” Journalism

My earlier post about Megyn Kelly's absurd equation of illegal immigration and rape in a discussion about changes to the Associated Press Style Guide.

Great <b>news</b>: Careerist RINO certified as winner of Alaska Senate <b>...</b>

Great news: Careerist RINO certified as winner of Alaska Senate race.


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Tuesday, December 28, 2010

Free Making Money





It's extremely heartening in this time of financial belt tightening to see more and more of my friends making charitable donations for the holidays in lieu of gifts. Whether it's supporting the important work of Doctors Without Borders, or buying a goat for an African village through Oxfam, these fantastic gestures take advantage of avenues set up by caring non profits whose work we really should support all year round. All we have to do is click a button and these organizations will turn our money into food, housing, medical supplies and other forms of aid to needy populations. But there is one population that is never included in all this good will; it is by its very nature difficult to reach, and extremely uncomfortable for most of us to talk about outside of tasteless jokes: inmates who have been raped behind bars.



Why should we care about criminals, you ask? It's because in addition to the horror of rape, these men and women are contending with indifference and shame at best, trauma, ridicule and continued abuse at worst. We don't hear about it very often, but it's a reality for a horrific number of prisoners: over 20 percent of inmates in men's prisons and as many as 25 percent in women's institutions (and these are conservative estimates since so many cases go unreported.) Did you know that right here in Los Angeles there is a human rights organization--Just Detention International -- devoted especially to these survivors of rape?



When you look at the circumstances, at the very institutionalization of rape in our prisons, it can really seem hopeless. The activists working with such isolated victims are truly pioneers. And using the ingenuity of the internet, they make it possible for any of us to reach out and send a message directly to one of these survivors. It takes 30 seconds, it's fast free and easy. But it will provide nothing less than a lifeline to someone who is suffering this holiday season, reminding them they are not alone.



I don't know anyone who doesn't consider themselves compassionate. So if you are, you will not turn away from this great way to make a difference for someone less fortunate. It will take less time than it just took you to read this piece!



JDI will send your card to someone like Beverly, who was sexually abused by staff in a state prison. Beverly wrote



"Here I was feeling like an island all by myself, and that I didn't have anyone to turn to who could possibly understand me. And then I received your envelope. Thank you so very, very much!"



Let's all join JDI in sending holiday cards to sexual abuse survivors in prisons and jails across the U.S.






First, there are things like money and energy.  Russia has both.  The EU is going broke.  The Kremlin could be thought of as a rich uncle once removed, a kind of orthodox Santa Claus.  The Russian economic model may be predicated on natural resources and larceny, but whatever the Russians are doing seems to be keeping Europe warm and working better than communitarianism.  Indeed, if Angela Merkel stops writing checks, Western Europe may fold like a cheap tent.  And Americans may not see black ink until sometime after they win a World Cup.  NATO should welcome Russia because all clubs should have at least one member solvent enough to pay for the electric bill and the adult beverages.
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&#39;You lie!&#39; Clarence Page calls Fox <b>News</b> Channel&#39;s &#39;fair and <b>...</b>

Chicago Tribune takes a dig at the cable news channel for the second year in a row.

Fox <b>News</b> - Ratings - 2010 | MSNBC - CNN | Mediaite

Fox News will mark 2010 as one of the best years since the network's launch in 1996. The network posted powerful ratings, beating the combined ratings of CNN and MSNBC and marking the ninth straight year as cable's top news network.

Neanderthals Enjoyed Home-Cooked Meals, Study Finds - AOL <b>News</b>

Even Neanderthals understood the value of a diverse diet. Researchers have identified strong evidence that the Neanderthal diet, previously thought to be almost exclusively meat-based, also included a nutritious portion of cooked ...


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&#39;You lie!&#39; Clarence Page calls Fox <b>News</b> Channel&#39;s &#39;fair and <b>...</b>

Chicago Tribune takes a dig at the cable news channel for the second year in a row.

Fox <b>News</b> - Ratings - 2010 | MSNBC - CNN | Mediaite

Fox News will mark 2010 as one of the best years since the network's launch in 1996. The network posted powerful ratings, beating the combined ratings of CNN and MSNBC and marking the ninth straight year as cable's top news network.

Neanderthals Enjoyed Home-Cooked Meals, Study Finds - AOL <b>News</b>

Even Neanderthals understood the value of a diverse diet. Researchers have identified strong evidence that the Neanderthal diet, previously thought to be almost exclusively meat-based, also included a nutritious portion of cooked ...


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&#39;You lie!&#39; Clarence Page calls Fox <b>News</b> Channel&#39;s &#39;fair and <b>...</b>

Chicago Tribune takes a dig at the cable news channel for the second year in a row.

Fox <b>News</b> - Ratings - 2010 | MSNBC - CNN | Mediaite

Fox News will mark 2010 as one of the best years since the network's launch in 1996. The network posted powerful ratings, beating the combined ratings of CNN and MSNBC and marking the ninth straight year as cable's top news network.

Neanderthals Enjoyed Home-Cooked Meals, Study Finds - AOL <b>News</b>

Even Neanderthals understood the value of a diverse diet. Researchers have identified strong evidence that the Neanderthal diet, previously thought to be almost exclusively meat-based, also included a nutritious portion of cooked ...


bench craft company scam

&#39;You lie!&#39; Clarence Page calls Fox <b>News</b> Channel&#39;s &#39;fair and <b>...</b>

Chicago Tribune takes a dig at the cable news channel for the second year in a row.

Fox <b>News</b> - Ratings - 2010 | MSNBC - CNN | Mediaite

Fox News will mark 2010 as one of the best years since the network's launch in 1996. The network posted powerful ratings, beating the combined ratings of CNN and MSNBC and marking the ninth straight year as cable's top news network.

Neanderthals Enjoyed Home-Cooked Meals, Study Finds - AOL <b>News</b>

Even Neanderthals understood the value of a diverse diet. Researchers have identified strong evidence that the Neanderthal diet, previously thought to be almost exclusively meat-based, also included a nutritious portion of cooked ...


bench craft company scam

&#39;You lie!&#39; Clarence Page calls Fox <b>News</b> Channel&#39;s &#39;fair and <b>...</b>

Chicago Tribune takes a dig at the cable news channel for the second year in a row.

Fox <b>News</b> - Ratings - 2010 | MSNBC - CNN | Mediaite

Fox News will mark 2010 as one of the best years since the network's launch in 1996. The network posted powerful ratings, beating the combined ratings of CNN and MSNBC and marking the ninth straight year as cable's top news network.

Neanderthals Enjoyed Home-Cooked Meals, Study Finds - AOL <b>News</b>

Even Neanderthals understood the value of a diverse diet. Researchers have identified strong evidence that the Neanderthal diet, previously thought to be almost exclusively meat-based, also included a nutritious portion of cooked ...


bench craft company scam

&#39;You lie!&#39; Clarence Page calls Fox <b>News</b> Channel&#39;s &#39;fair and <b>...</b>

Chicago Tribune takes a dig at the cable news channel for the second year in a row.

Fox <b>News</b> - Ratings - 2010 | MSNBC - CNN | Mediaite

Fox News will mark 2010 as one of the best years since the network's launch in 1996. The network posted powerful ratings, beating the combined ratings of CNN and MSNBC and marking the ninth straight year as cable's top news network.

Neanderthals Enjoyed Home-Cooked Meals, Study Finds - AOL <b>News</b>

Even Neanderthals understood the value of a diverse diet. Researchers have identified strong evidence that the Neanderthal diet, previously thought to be almost exclusively meat-based, also included a nutritious portion of cooked ...


bench craft company scam

&#39;You lie!&#39; Clarence Page calls Fox <b>News</b> Channel&#39;s &#39;fair and <b>...</b>

Chicago Tribune takes a dig at the cable news channel for the second year in a row.

Fox <b>News</b> - Ratings - 2010 | MSNBC - CNN | Mediaite

Fox News will mark 2010 as one of the best years since the network's launch in 1996. The network posted powerful ratings, beating the combined ratings of CNN and MSNBC and marking the ninth straight year as cable's top news network.

Neanderthals Enjoyed Home-Cooked Meals, Study Finds - AOL <b>News</b>

Even Neanderthals understood the value of a diverse diet. Researchers have identified strong evidence that the Neanderthal diet, previously thought to be almost exclusively meat-based, also included a nutritious portion of cooked ...


bench craft company scam

&#39;You lie!&#39; Clarence Page calls Fox <b>News</b> Channel&#39;s &#39;fair and <b>...</b>

Chicago Tribune takes a dig at the cable news channel for the second year in a row.

Fox <b>News</b> - Ratings - 2010 | MSNBC - CNN | Mediaite

Fox News will mark 2010 as one of the best years since the network's launch in 1996. The network posted powerful ratings, beating the combined ratings of CNN and MSNBC and marking the ninth straight year as cable's top news network.

Neanderthals Enjoyed Home-Cooked Meals, Study Finds - AOL <b>News</b>

Even Neanderthals understood the value of a diverse diet. Researchers have identified strong evidence that the Neanderthal diet, previously thought to be almost exclusively meat-based, also included a nutritious portion of cooked ...


bench craft company scam

&#39;You lie!&#39; Clarence Page calls Fox <b>News</b> Channel&#39;s &#39;fair and <b>...</b>

Chicago Tribune takes a dig at the cable news channel for the second year in a row.

Fox <b>News</b> - Ratings - 2010 | MSNBC - CNN | Mediaite

Fox News will mark 2010 as one of the best years since the network's launch in 1996. The network posted powerful ratings, beating the combined ratings of CNN and MSNBC and marking the ninth straight year as cable's top news network.

Neanderthals Enjoyed Home-Cooked Meals, Study Finds - AOL <b>News</b>

Even Neanderthals understood the value of a diverse diet. Researchers have identified strong evidence that the Neanderthal diet, previously thought to be almost exclusively meat-based, also included a nutritious portion of cooked ...


bench craft company scam

&#39;You lie!&#39; Clarence Page calls Fox <b>News</b> Channel&#39;s &#39;fair and <b>...</b>

Chicago Tribune takes a dig at the cable news channel for the second year in a row.

Fox <b>News</b> - Ratings - 2010 | MSNBC - CNN | Mediaite

Fox News will mark 2010 as one of the best years since the network's launch in 1996. The network posted powerful ratings, beating the combined ratings of CNN and MSNBC and marking the ninth straight year as cable's top news network.

Neanderthals Enjoyed Home-Cooked Meals, Study Finds - AOL <b>News</b>

Even Neanderthals understood the value of a diverse diet. Researchers have identified strong evidence that the Neanderthal diet, previously thought to be almost exclusively meat-based, also included a nutritious portion of cooked ...


bench craft company scam

&#39;You lie!&#39; Clarence Page calls Fox <b>News</b> Channel&#39;s &#39;fair and <b>...</b>

Chicago Tribune takes a dig at the cable news channel for the second year in a row.

Fox <b>News</b> - Ratings - 2010 | MSNBC - CNN | Mediaite

Fox News will mark 2010 as one of the best years since the network's launch in 1996. The network posted powerful ratings, beating the combined ratings of CNN and MSNBC and marking the ninth straight year as cable's top news network.

Neanderthals Enjoyed Home-Cooked Meals, Study Finds - AOL <b>News</b>

Even Neanderthals understood the value of a diverse diet. Researchers have identified strong evidence that the Neanderthal diet, previously thought to be almost exclusively meat-based, also included a nutritious portion of cooked ...


bench craft company scam

Thursday, December 23, 2010

Making Money Program




As we have already discussed in a previous article the possibilities of new changes to come to the government’s loan modification program HAMP. The next chairman for the House Oversight and Government Operations Committee, wants to take a look at the nearly $30 billion committed to the HAMP program and use the money to help borrowers that failed at getting approved for a loan modification. There probably is a good reason why some people have failed and simple do not belong in the house any longer.


Right now residential servicers of mortgages like American Home Mortgage Servicing or AHMSI have already been paid nearly $700 billion in incentives as part of the approval process for the HAMP program. As long as the homeowner makes their mortgage payment on time the servicer gets $1000 on annual successful payments up to five years. The homeowner gets a slight reduction in their principal balance estimated around $80 a month for as long as they stay current on the mortgage over the next five years. See the Making Home Affordable website for further details.


That seems a little backwards to me, if anything the homeowners should be the ones getting a better incentive to stay in their homes, by forcing investors to do a principal reduction, but that is just merely my opinion. We see different opinions about the government’s involvement and if the HAMP and MHA programs are really working. Being on the fore front of the loan modification myself and seeing loan modification request from all walks of life, I would have to say in the beginning most of the people looking for assistance really needed it, but now I believe more people are not in need of the assistance but want a reduction in their principal and feel it is justified. That is not the case though.


Representative Darryl Issa of California who will be overseeing the TARP or Troubled Asset Recovery Program coming this January 2011, he intends to do extensive oversight hearings to see how to better assist the millions that still face foreclosure. TARP funds the loan modification program Home Affordable and according to the California Republican Issa, the program didn’t start out the right way to begin with and it is know evident weather it has actually worked





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White House Acknowledges Some Low Wage Earners Will Have Less Money In Their Pocket Next Year – Today’s Q’s for O’s WH


December 08, 2010 4:07 PM








National Economic Council director Larry Summers and White House senior adviser David Axelrod joined White House press secretary Robert Gibbs at today’s briefing.


As first noted by the New York Times, some low wage earners may be getting the fuzzy end of the lollipop in this tax cut compromise, in the sense that they may have less money in their pocket next year as opposed to this year. That’s because they receive tax credits through the Making Work Pay tax credit, which expires at the end of this year. That tax credit will be replaced by a payroll tax reduction of 2% -- and for some low wage earners, the tax credit is bigger than 2% of their income.


TAPPER:  I was wondering if you could comment on the New York Times report today that those at the -- at the lower end of the economic spectrum will actually be the only ones with less money in their pocket as a result of this deal because of the Making Work Pay elimination and the...


SUMMERS:  It's a good question.  It's a very -- it's a very good question. You -- you have to figure out what comparison you're going to do. It is true that for a $16,000 a year, so that's an all-year minimum wage worker, it is true that the Making Work Pay would have given that -- would have given that worker $400, and the -- this proposal, the pay roll tax holiday, will give $320.  That's -- and there is that $80 difference.  On the other hand, the proposals, such as the House bill that contained the Making Work Pay, would not have -- would not have included any of the three refundable tax credits that I mentioned, which, cumulatively, for that family, on average are worth several hundred dollars.


Obviously, it depends on how many kids the family has and what the situation is, but on average would work out to about $300 for such a family.  One. Two, would not have included the continuation of unemployment insurance benefits, which provide $300 a week in benefits.  And, three, takes no account of the extra growth increment that will come from this program.  If you raise GDP by 1 percent, that's $2,000 for the average family.


So we, as -- as I've emphasized, this was a compromise.  But if you look cumulatively at the elements that were in this compromise, relative to no deal or even relative to the bill that passed through the House, that $16,000 a year family gets much more support from this bill than it would have -- than it would have in its absence. And we believe you have to look at the totality of the program, not just take one provision from it and compare it with one provision in some other bill.


(CROSSTALK)


TAPPER:  But, just to be clear, there are those on the lower end of the economic chart who will be -- who will not benefit in 2011 compared to 2010 in this deal, while everyone else on the financial spectrum will.


SUMMERS:  No.  No.  That's not right.  That's not right. But you just said -- what you just said is factually -- is -- is wrong.


TAPPER:  A single person.  No family.  Doesn't get a child credit.  $16,000 a year.


SUMMERS:  Right.  That person will get $320.  That person will get -- will -- will get $320.


TAPPER:  As opposed to $400 this year.


SUMMERS:  Right.  So there's a person who, if they have -- if they don't benefit from the unemployment insurance, if they don't benefit from the economic growth, if they don't benefit from the EITC or the child care or the American Opportunity Credit, might be $80 behind. There's a far larger number of families, however, who will be hundreds, if not thousands of dollars ahead, because of the refundable tax credits, because of the unemployment insurance and because of the growth.


--Jake Tapper






December 8, 2010
in Current Affairs, David Axelrod, Jake Tapper, Political Punch, President Obama, Today's Qs for Obama's WH, Weblogs, White House, White House Press Briefing
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New York Daily <b>News</b>: Johnny Damon&#39;s Return To Yankees &#39;Unlikely <b>...</b>

According to Newsday, the Yankees have had "multiple conversations" with Johnny Damon about returning to the Bronx. However, a conflicting report from the NY Daily News labels the potential signing as "unlikely."

Digital <b>News</b> Platforms Still Present Opportunity For Marketers <b>...</b>

News sites are a good place to advertise since 92% of consumers use multiple platforms to get news.

The Health Care Blog: Health 2.0 <b>News</b> launches

So from today the all new Health 2.0 News will be actively tracking industry news, showing video of Health 2.0 events, and having editorials from important Health 2.0 leaders. Please head over to Health2News.com and join us! ...


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New York Daily <b>News</b>: Johnny Damon&#39;s Return To Yankees &#39;Unlikely <b>...</b>

According to Newsday, the Yankees have had "multiple conversations" with Johnny Damon about returning to the Bronx. However, a conflicting report from the NY Daily News labels the potential signing as "unlikely."

Digital <b>News</b> Platforms Still Present Opportunity For Marketers <b>...</b>

News sites are a good place to advertise since 92% of consumers use multiple platforms to get news.

The Health Care Blog: Health 2.0 <b>News</b> launches

So from today the all new Health 2.0 News will be actively tracking industry news, showing video of Health 2.0 events, and having editorials from important Health 2.0 leaders. Please head over to Health2News.com and join us! ...


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New York Daily <b>News</b>: Johnny Damon&#39;s Return To Yankees &#39;Unlikely <b>...</b>

According to Newsday, the Yankees have had "multiple conversations" with Johnny Damon about returning to the Bronx. However, a conflicting report from the NY Daily News labels the potential signing as "unlikely."

Digital <b>News</b> Platforms Still Present Opportunity For Marketers <b>...</b>

News sites are a good place to advertise since 92% of consumers use multiple platforms to get news.

The Health Care Blog: Health 2.0 <b>News</b> launches

So from today the all new Health 2.0 News will be actively tracking industry news, showing video of Health 2.0 events, and having editorials from important Health 2.0 leaders. Please head over to Health2News.com and join us! ...


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New York Daily <b>News</b>: Johnny Damon&#39;s Return To Yankees &#39;Unlikely <b>...</b>

According to Newsday, the Yankees have had "multiple conversations" with Johnny Damon about returning to the Bronx. However, a conflicting report from the NY Daily News labels the potential signing as "unlikely."

Digital <b>News</b> Platforms Still Present Opportunity For Marketers <b>...</b>

News sites are a good place to advertise since 92% of consumers use multiple platforms to get news.

The Health Care Blog: Health 2.0 <b>News</b> launches

So from today the all new Health 2.0 News will be actively tracking industry news, showing video of Health 2.0 events, and having editorials from important Health 2.0 leaders. Please head over to Health2News.com and join us! ...


bench craft company scam

New York Daily <b>News</b>: Johnny Damon&#39;s Return To Yankees &#39;Unlikely <b>...</b>

According to Newsday, the Yankees have had "multiple conversations" with Johnny Damon about returning to the Bronx. However, a conflicting report from the NY Daily News labels the potential signing as "unlikely."

Digital <b>News</b> Platforms Still Present Opportunity For Marketers <b>...</b>

News sites are a good place to advertise since 92% of consumers use multiple platforms to get news.

The Health Care Blog: Health 2.0 <b>News</b> launches

So from today the all new Health 2.0 News will be actively tracking industry news, showing video of Health 2.0 events, and having editorials from important Health 2.0 leaders. Please head over to Health2News.com and join us! ...


bench craft company scam

New York Daily <b>News</b>: Johnny Damon&#39;s Return To Yankees &#39;Unlikely <b>...</b>

According to Newsday, the Yankees have had "multiple conversations" with Johnny Damon about returning to the Bronx. However, a conflicting report from the NY Daily News labels the potential signing as "unlikely."

Digital <b>News</b> Platforms Still Present Opportunity For Marketers <b>...</b>

News sites are a good place to advertise since 92% of consumers use multiple platforms to get news.

The Health Care Blog: Health 2.0 <b>News</b> launches

So from today the all new Health 2.0 News will be actively tracking industry news, showing video of Health 2.0 events, and having editorials from important Health 2.0 leaders. Please head over to Health2News.com and join us! ...


bench craft company scam

New York Daily <b>News</b>: Johnny Damon&#39;s Return To Yankees &#39;Unlikely <b>...</b>

According to Newsday, the Yankees have had "multiple conversations" with Johnny Damon about returning to the Bronx. However, a conflicting report from the NY Daily News labels the potential signing as "unlikely."

Digital <b>News</b> Platforms Still Present Opportunity For Marketers <b>...</b>

News sites are a good place to advertise since 92% of consumers use multiple platforms to get news.

The Health Care Blog: Health 2.0 <b>News</b> launches

So from today the all new Health 2.0 News will be actively tracking industry news, showing video of Health 2.0 events, and having editorials from important Health 2.0 leaders. Please head over to Health2News.com and join us! ...


bench craft company scam

New York Daily <b>News</b>: Johnny Damon&#39;s Return To Yankees &#39;Unlikely <b>...</b>

According to Newsday, the Yankees have had "multiple conversations" with Johnny Damon about returning to the Bronx. However, a conflicting report from the NY Daily News labels the potential signing as "unlikely."

Digital <b>News</b> Platforms Still Present Opportunity For Marketers <b>...</b>

News sites are a good place to advertise since 92% of consumers use multiple platforms to get news.

The Health Care Blog: Health 2.0 <b>News</b> launches

So from today the all new Health 2.0 News will be actively tracking industry news, showing video of Health 2.0 events, and having editorials from important Health 2.0 leaders. Please head over to Health2News.com and join us! ...


bench craft company scam

New York Daily <b>News</b>: Johnny Damon&#39;s Return To Yankees &#39;Unlikely <b>...</b>

According to Newsday, the Yankees have had "multiple conversations" with Johnny Damon about returning to the Bronx. However, a conflicting report from the NY Daily News labels the potential signing as "unlikely."

Digital <b>News</b> Platforms Still Present Opportunity For Marketers <b>...</b>

News sites are a good place to advertise since 92% of consumers use multiple platforms to get news.

The Health Care Blog: Health 2.0 <b>News</b> launches

So from today the all new Health 2.0 News will be actively tracking industry news, showing video of Health 2.0 events, and having editorials from important Health 2.0 leaders. Please head over to Health2News.com and join us! ...


bench craft company scam

New York Daily <b>News</b>: Johnny Damon&#39;s Return To Yankees &#39;Unlikely <b>...</b>

According to Newsday, the Yankees have had "multiple conversations" with Johnny Damon about returning to the Bronx. However, a conflicting report from the NY Daily News labels the potential signing as "unlikely."

Digital <b>News</b> Platforms Still Present Opportunity For Marketers <b>...</b>

News sites are a good place to advertise since 92% of consumers use multiple platforms to get news.

The Health Care Blog: Health 2.0 <b>News</b> launches

So from today the all new Health 2.0 News will be actively tracking industry news, showing video of Health 2.0 events, and having editorials from important Health 2.0 leaders. Please head over to Health2News.com and join us! ...


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New York Daily <b>News</b>: Johnny Damon&#39;s Return To Yankees &#39;Unlikely <b>...</b>

According to Newsday, the Yankees have had "multiple conversations" with Johnny Damon about returning to the Bronx. However, a conflicting report from the NY Daily News labels the potential signing as "unlikely."

Digital <b>News</b> Platforms Still Present Opportunity For Marketers <b>...</b>

News sites are a good place to advertise since 92% of consumers use multiple platforms to get news.

The Health Care Blog: Health 2.0 <b>News</b> launches

So from today the all new Health 2.0 News will be actively tracking industry news, showing video of Health 2.0 events, and having editorials from important Health 2.0 leaders. Please head over to Health2News.com and join us! ...


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Wednesday, December 8, 2010

Making Money With Options

The Yankees and Derek Jeter are making a big mistake with the way they are handling the negotiations for a new deal. After Jeter’s agent, Casey Close, referred to the Yankees negotiating position as “baffling”, GM Brian Cashman responded with this gem of a quote:



"We've encouraged him to test the market and see if there's something he would prefer other than this. If he can, fine. That's the way it works."



It wasn’t exactly a “thank you for all you’ve done, Derek” and it made the Yankees look small. But, not to be outdone, word leaked from Jeter’s camp that the shortstop was seeking a six-year/$150 million deal. That was later amended down to somewhere around four or five years for “only” $23 or $24 million. Pretty good money for a guy coming off a year where he hit .270/.340/.370.



The fact is the Yankees need Derek Jeter at shortstop in 2011. There are no in-house candidates, Eduardo Nunez didn’t exactly set the world on fire at AAA this year, and the free agent pool is weak. Throw in the fact that barring injury, Jeter will become the first Yankee to get 3,000 hits in 2011 and his return should be assured.



But the Yankees’ problem is beyond 2011. Maybe Jeter’s 2010 campaign was an aberration and he will return to his prolific hitting ways next year, but what if he doesn’t. What if he is like 99% of the shortstops who came before him and plays progressively worse after age 36?



And Jeter is rightfully looking at all the mega-deals the Yankees have handed out and wondering why he isn’t worthy of one. He has always played hard, played hurt and he has never embarrassed the franchise. For fifteen seasons, Jeter has been a great ballplayer on the field and a great ambassador off of it.



What the two sides need to do is find the middle ground. A series of team and player options, triggered by certain performance levels would make the most sense. That followed by a personal services contract after Jeter’s playing days have ended would also probably ease the turmoil. Whatever approach they take, they would be smart to erect a “cone of silence” and keep everything out of the press from this point forward. Neither side will look very good if the current rhetoric continues.






I started a new full time job at about the same time that my 2-year AT&T contract ended. My new job provided me with a Blackberry Bold 9700, to chain me to the corporate teat. I opted not to renew my personal AT&T contract, officially retiring my iPhone 3G, as it didn’t make sense to carry two smartphones. The Blackberry is not a perfect device, but I’m wholeheartedly convinced that it’s a terrific smartphone, whereas the iPhone was a neat little computer that could make phone calls.


For the most part, my transition to the Blackberry has been pretty smooth. Say what you will about the perils of “living in the cloud”, but apps like Evernote, Dropbox, PogoPlug, and TripIt have made the bulk of my transition relatively painless. I’ve given all my friends and family my Google Voice number, which rings my Blackberry, so no one really needs to know I’ve even changed platforms.



And speaking of Google, the Google apps for Blackberry reveal just how depressingly myopic Apple’s walled garden approach to apps really is. I know Apple spends a lot of time and money making things work simply and beautifully, but their continued arrogance toward knowing how best users want to use their consumer devices is mind-boggling. I installed the Google Voice for Blackberry app and was absolutely delighted to see two new menu options when clicking on a contact: “Call with Google Voice” and “SMS with Google Voice”. There’s no need to go to a dedicated Google Voice application, as is required with iPhone, because the app perfectly integrates with the native software stack. That, my friends, is what makes a smartphone a smartphone.


I know that I’m late to the Blackberry game. I moved from a Palm Treo 700p to my iPhone in December of 2008. I’d never used a Blackberry, so I was mostly ignorant of the strengths of the platform. For those of you who, like me, haven’t used a Blackberry, I can say without equivocation that they absolutely nail messaging. Email is brilliantly fast. Launching the email application on my iPhone 3G, even when it was brand new and not bloated with apps, was a sluggish operation. Not so on the Blackberry.


The unified inbox is another brilliant aspect of the Blackberry platform. Emails, SMS and MMS all end up in the same inbox. The need to launch a separate dedicated app just to read or respond to a text message often made using my iPhone more of a nuisance than a convenience. Loading the SMS app took time. Tapping on an individual conversation took time. Tapping in the text input field took time as the phone thought about bringing up the on-screen keyboard. The Blackberry, on the other hand, makes sending and receiving texts as fast and as simple as it’s stellar support of email.


Lest this sound like a paid endorsement for Blackberry, let me say that I’m not altogether thrilled with the device. The browser is absolute rubbish. The organization of options is confusing and complicated. I do often miss a touchscreen interface. The blappworld has an anemic selection of apps.


But the more I think about it, the less I care about the selection on blappworld. The core apps I need — Evernote, Dropbox, etc — are there and work great. I don’t need two dozen flatulence simulators or a guide to sex positions or any of the other absolute crap that fills up the Apple App Store. The app selections, I think, perfectly highlight the fundamental differences between Blackberry and iPhone: the former is a smart phone, and the latter is a neat little computer that can make phone calls.


Of course, all of this is just my opinion. If you’re happy with your phone, that’s great! No, really, it’s great. I don’t have a dog in this specific hunt, so you don’t need to justify or explain your happiness to me. If, on the other hand, you’re ignorant of Blackberry, as I was, consider giving the platform a shot.



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Pryor to support ending &#39;&#39;Don&#39;t Ask, Don&#39;t Tell&#39; | Arkansas <b>News</b>

By Peter Urban Stephens Washington Bureau. WASHINGTON – Arkansas Sen. Mark Pryor today said he has reversed his position and will now support repeal of the Pentagon's “Don't Ask, Don't Tell” policy that has kept gays and lesbians from ...

Fox <b>News</b> Is Almost As Important As ESPN, And Wants Subscriber Fees <b>...</b>

News Corp. is looking to increase subscriber fees for Fox News Channel -- "That channel in the cable world is right there with ESPN," says COO Chase Carey.

More App Store <b>News</b>: No Mac App Store Promo Codes, iOS/Mac App <b>...</b>

In addition to today's news that promo codes for applications in Apple's iOS App Store are now valid worldwide, several other items of interest related to the iOS and Mac App Stores have surfaced yest.


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Pryor to support ending &#39;&#39;Don&#39;t Ask, Don&#39;t Tell&#39; | Arkansas <b>News</b>

By Peter Urban Stephens Washington Bureau. WASHINGTON – Arkansas Sen. Mark Pryor today said he has reversed his position and will now support repeal of the Pentagon's “Don't Ask, Don't Tell” policy that has kept gays and lesbians from ...

Fox <b>News</b> Is Almost As Important As ESPN, And Wants Subscriber Fees <b>...</b>

News Corp. is looking to increase subscriber fees for Fox News Channel -- "That channel in the cable world is right there with ESPN," says COO Chase Carey.

More App Store <b>News</b>: No Mac App Store Promo Codes, iOS/Mac App <b>...</b>

In addition to today's news that promo codes for applications in Apple's iOS App Store are now valid worldwide, several other items of interest related to the iOS and Mac App Stores have surfaced yest.


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Pryor to support ending &#39;&#39;Don&#39;t Ask, Don&#39;t Tell&#39; | Arkansas <b>News</b>

By Peter Urban Stephens Washington Bureau. WASHINGTON – Arkansas Sen. Mark Pryor today said he has reversed his position and will now support repeal of the Pentagon's “Don't Ask, Don't Tell” policy that has kept gays and lesbians from ...

Fox <b>News</b> Is Almost As Important As ESPN, And Wants Subscriber Fees <b>...</b>

News Corp. is looking to increase subscriber fees for Fox News Channel -- "That channel in the cable world is right there with ESPN," says COO Chase Carey.

More App Store <b>News</b>: No Mac App Store Promo Codes, iOS/Mac App <b>...</b>

In addition to today's news that promo codes for applications in Apple's iOS App Store are now valid worldwide, several other items of interest related to the iOS and Mac App Stores have surfaced yest.


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Pryor to support ending &#39;&#39;Don&#39;t Ask, Don&#39;t Tell&#39; | Arkansas <b>News</b>

By Peter Urban Stephens Washington Bureau. WASHINGTON – Arkansas Sen. Mark Pryor today said he has reversed his position and will now support repeal of the Pentagon's “Don't Ask, Don't Tell” policy that has kept gays and lesbians from ...

Fox <b>News</b> Is Almost As Important As ESPN, And Wants Subscriber Fees <b>...</b>

News Corp. is looking to increase subscriber fees for Fox News Channel -- "That channel in the cable world is right there with ESPN," says COO Chase Carey.

More App Store <b>News</b>: No Mac App Store Promo Codes, iOS/Mac App <b>...</b>

In addition to today's news that promo codes for applications in Apple's iOS App Store are now valid worldwide, several other items of interest related to the iOS and Mac App Stores have surfaced yest.


bench craft company scam

Pryor to support ending &#39;&#39;Don&#39;t Ask, Don&#39;t Tell&#39; | Arkansas <b>News</b>

By Peter Urban Stephens Washington Bureau. WASHINGTON – Arkansas Sen. Mark Pryor today said he has reversed his position and will now support repeal of the Pentagon's “Don't Ask, Don't Tell” policy that has kept gays and lesbians from ...

Fox <b>News</b> Is Almost As Important As ESPN, And Wants Subscriber Fees <b>...</b>

News Corp. is looking to increase subscriber fees for Fox News Channel -- "That channel in the cable world is right there with ESPN," says COO Chase Carey.

More App Store <b>News</b>: No Mac App Store Promo Codes, iOS/Mac App <b>...</b>

In addition to today's news that promo codes for applications in Apple's iOS App Store are now valid worldwide, several other items of interest related to the iOS and Mac App Stores have surfaced yest.


bench craft company scam

Pryor to support ending &#39;&#39;Don&#39;t Ask, Don&#39;t Tell&#39; | Arkansas <b>News</b>

By Peter Urban Stephens Washington Bureau. WASHINGTON – Arkansas Sen. Mark Pryor today said he has reversed his position and will now support repeal of the Pentagon's “Don't Ask, Don't Tell” policy that has kept gays and lesbians from ...

Fox <b>News</b> Is Almost As Important As ESPN, And Wants Subscriber Fees <b>...</b>

News Corp. is looking to increase subscriber fees for Fox News Channel -- "That channel in the cable world is right there with ESPN," says COO Chase Carey.

More App Store <b>News</b>: No Mac App Store Promo Codes, iOS/Mac App <b>...</b>

In addition to today's news that promo codes for applications in Apple's iOS App Store are now valid worldwide, several other items of interest related to the iOS and Mac App Stores have surfaced yest.


bench craft company scam

Pryor to support ending &#39;&#39;Don&#39;t Ask, Don&#39;t Tell&#39; | Arkansas <b>News</b>

By Peter Urban Stephens Washington Bureau. WASHINGTON – Arkansas Sen. Mark Pryor today said he has reversed his position and will now support repeal of the Pentagon's “Don't Ask, Don't Tell” policy that has kept gays and lesbians from ...

Fox <b>News</b> Is Almost As Important As ESPN, And Wants Subscriber Fees <b>...</b>

News Corp. is looking to increase subscriber fees for Fox News Channel -- "That channel in the cable world is right there with ESPN," says COO Chase Carey.

More App Store <b>News</b>: No Mac App Store Promo Codes, iOS/Mac App <b>...</b>

In addition to today's news that promo codes for applications in Apple's iOS App Store are now valid worldwide, several other items of interest related to the iOS and Mac App Stores have surfaced yest.


bench craft company scam

Pryor to support ending &#39;&#39;Don&#39;t Ask, Don&#39;t Tell&#39; | Arkansas <b>News</b>

By Peter Urban Stephens Washington Bureau. WASHINGTON – Arkansas Sen. Mark Pryor today said he has reversed his position and will now support repeal of the Pentagon's “Don't Ask, Don't Tell” policy that has kept gays and lesbians from ...

Fox <b>News</b> Is Almost As Important As ESPN, And Wants Subscriber Fees <b>...</b>

News Corp. is looking to increase subscriber fees for Fox News Channel -- "That channel in the cable world is right there with ESPN," says COO Chase Carey.

More App Store <b>News</b>: No Mac App Store Promo Codes, iOS/Mac App <b>...</b>

In addition to today's news that promo codes for applications in Apple's iOS App Store are now valid worldwide, several other items of interest related to the iOS and Mac App Stores have surfaced yest.


bench craft company scam

Pryor to support ending &#39;&#39;Don&#39;t Ask, Don&#39;t Tell&#39; | Arkansas <b>News</b>

By Peter Urban Stephens Washington Bureau. WASHINGTON – Arkansas Sen. Mark Pryor today said he has reversed his position and will now support repeal of the Pentagon's “Don't Ask, Don't Tell” policy that has kept gays and lesbians from ...

Fox <b>News</b> Is Almost As Important As ESPN, And Wants Subscriber Fees <b>...</b>

News Corp. is looking to increase subscriber fees for Fox News Channel -- "That channel in the cable world is right there with ESPN," says COO Chase Carey.

More App Store <b>News</b>: No Mac App Store Promo Codes, iOS/Mac App <b>...</b>

In addition to today's news that promo codes for applications in Apple's iOS App Store are now valid worldwide, several other items of interest related to the iOS and Mac App Stores have surfaced yest.


bench craft company scam

Pryor to support ending &#39;&#39;Don&#39;t Ask, Don&#39;t Tell&#39; | Arkansas <b>News</b>

By Peter Urban Stephens Washington Bureau. WASHINGTON – Arkansas Sen. Mark Pryor today said he has reversed his position and will now support repeal of the Pentagon's “Don't Ask, Don't Tell” policy that has kept gays and lesbians from ...

Fox <b>News</b> Is Almost As Important As ESPN, And Wants Subscriber Fees <b>...</b>

News Corp. is looking to increase subscriber fees for Fox News Channel -- "That channel in the cable world is right there with ESPN," says COO Chase Carey.

More App Store <b>News</b>: No Mac App Store Promo Codes, iOS/Mac App <b>...</b>

In addition to today's news that promo codes for applications in Apple's iOS App Store are now valid worldwide, several other items of interest related to the iOS and Mac App Stores have surfaced yest.


bench craft company scam

Pryor to support ending &#39;&#39;Don&#39;t Ask, Don&#39;t Tell&#39; | Arkansas <b>News</b>

By Peter Urban Stephens Washington Bureau. WASHINGTON – Arkansas Sen. Mark Pryor today said he has reversed his position and will now support repeal of the Pentagon's “Don't Ask, Don't Tell” policy that has kept gays and lesbians from ...

Fox <b>News</b> Is Almost As Important As ESPN, And Wants Subscriber Fees <b>...</b>

News Corp. is looking to increase subscriber fees for Fox News Channel -- "That channel in the cable world is right there with ESPN," says COO Chase Carey.

More App Store <b>News</b>: No Mac App Store Promo Codes, iOS/Mac App <b>...</b>

In addition to today's news that promo codes for applications in Apple's iOS App Store are now valid worldwide, several other items of interest related to the iOS and Mac App Stores have surfaced yest.


bench craft company scam

Pryor to support ending &#39;&#39;Don&#39;t Ask, Don&#39;t Tell&#39; | Arkansas <b>News</b>

By Peter Urban Stephens Washington Bureau. WASHINGTON – Arkansas Sen. Mark Pryor today said he has reversed his position and will now support repeal of the Pentagon's “Don't Ask, Don't Tell” policy that has kept gays and lesbians from ...

Fox <b>News</b> Is Almost As Important As ESPN, And Wants Subscriber Fees <b>...</b>

News Corp. is looking to increase subscriber fees for Fox News Channel -- "That channel in the cable world is right there with ESPN," says COO Chase Carey.

More App Store <b>News</b>: No Mac App Store Promo Codes, iOS/Mac App <b>...</b>

In addition to today's news that promo codes for applications in Apple's iOS App Store are now valid worldwide, several other items of interest related to the iOS and Mac App Stores have surfaced yest.


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Pryor to support ending &#39;&#39;Don&#39;t Ask, Don&#39;t Tell&#39; | Arkansas <b>News</b>

By Peter Urban Stephens Washington Bureau. WASHINGTON – Arkansas Sen. Mark Pryor today said he has reversed his position and will now support repeal of the Pentagon's “Don't Ask, Don't Tell” policy that has kept gays and lesbians from ...

Fox <b>News</b> Is Almost As Important As ESPN, And Wants Subscriber Fees <b>...</b>

News Corp. is looking to increase subscriber fees for Fox News Channel -- "That channel in the cable world is right there with ESPN," says COO Chase Carey.

More App Store <b>News</b>: No Mac App Store Promo Codes, iOS/Mac App <b>...</b>

In addition to today's news that promo codes for applications in Apple's iOS App Store are now valid worldwide, several other items of interest related to the iOS and Mac App Stores have surfaced yest.


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Pryor to support ending &#39;&#39;Don&#39;t Ask, Don&#39;t Tell&#39; | Arkansas <b>News</b>

By Peter Urban Stephens Washington Bureau. WASHINGTON – Arkansas Sen. Mark Pryor today said he has reversed his position and will now support repeal of the Pentagon's “Don't Ask, Don't Tell” policy that has kept gays and lesbians from ...

Fox <b>News</b> Is Almost As Important As ESPN, And Wants Subscriber Fees <b>...</b>

News Corp. is looking to increase subscriber fees for Fox News Channel -- "That channel in the cable world is right there with ESPN," says COO Chase Carey.

More App Store <b>News</b>: No Mac App Store Promo Codes, iOS/Mac App <b>...</b>

In addition to today's news that promo codes for applications in Apple's iOS App Store are now valid worldwide, several other items of interest related to the iOS and Mac App Stores have surfaced yest.


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Pryor to support ending &#39;&#39;Don&#39;t Ask, Don&#39;t Tell&#39; | Arkansas <b>News</b>

By Peter Urban Stephens Washington Bureau. WASHINGTON – Arkansas Sen. Mark Pryor today said he has reversed his position and will now support repeal of the Pentagon's “Don't Ask, Don't Tell” policy that has kept gays and lesbians from ...

Fox <b>News</b> Is Almost As Important As ESPN, And Wants Subscriber Fees <b>...</b>

News Corp. is looking to increase subscriber fees for Fox News Channel -- "That channel in the cable world is right there with ESPN," says COO Chase Carey.

More App Store <b>News</b>: No Mac App Store Promo Codes, iOS/Mac App <b>...</b>

In addition to today's news that promo codes for applications in Apple's iOS App Store are now valid worldwide, several other items of interest related to the iOS and Mac App Stores have surfaced yest.


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Pryor to support ending &#39;&#39;Don&#39;t Ask, Don&#39;t Tell&#39; | Arkansas <b>News</b>

By Peter Urban Stephens Washington Bureau. WASHINGTON – Arkansas Sen. Mark Pryor today said he has reversed his position and will now support repeal of the Pentagon's “Don't Ask, Don't Tell” policy that has kept gays and lesbians from ...

Fox <b>News</b> Is Almost As Important As ESPN, And Wants Subscriber Fees <b>...</b>

News Corp. is looking to increase subscriber fees for Fox News Channel -- "That channel in the cable world is right there with ESPN," says COO Chase Carey.

More App Store <b>News</b>: No Mac App Store Promo Codes, iOS/Mac App <b>...</b>

In addition to today's news that promo codes for applications in Apple's iOS App Store are now valid worldwide, several other items of interest related to the iOS and Mac App Stores have surfaced yest.


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Pryor to support ending &#39;&#39;Don&#39;t Ask, Don&#39;t Tell&#39; | Arkansas <b>News</b>

By Peter Urban Stephens Washington Bureau. WASHINGTON – Arkansas Sen. Mark Pryor today said he has reversed his position and will now support repeal of the Pentagon's “Don't Ask, Don't Tell” policy that has kept gays and lesbians from ...

Fox <b>News</b> Is Almost As Important As ESPN, And Wants Subscriber Fees <b>...</b>

News Corp. is looking to increase subscriber fees for Fox News Channel -- "That channel in the cable world is right there with ESPN," says COO Chase Carey.

More App Store <b>News</b>: No Mac App Store Promo Codes, iOS/Mac App <b>...</b>

In addition to today's news that promo codes for applications in Apple's iOS App Store are now valid worldwide, several other items of interest related to the iOS and Mac App Stores have surfaced yest.


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Pryor to support ending &#39;&#39;Don&#39;t Ask, Don&#39;t Tell&#39; | Arkansas <b>News</b>

By Peter Urban Stephens Washington Bureau. WASHINGTON – Arkansas Sen. Mark Pryor today said he has reversed his position and will now support repeal of the Pentagon's “Don't Ask, Don't Tell” policy that has kept gays and lesbians from ...

Fox <b>News</b> Is Almost As Important As ESPN, And Wants Subscriber Fees <b>...</b>

News Corp. is looking to increase subscriber fees for Fox News Channel -- "That channel in the cable world is right there with ESPN," says COO Chase Carey.

More App Store <b>News</b>: No Mac App Store Promo Codes, iOS/Mac App <b>...</b>

In addition to today's news that promo codes for applications in Apple's iOS App Store are now valid worldwide, several other items of interest related to the iOS and Mac App Stores have surfaced yest.


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Pryor to support ending &#39;&#39;Don&#39;t Ask, Don&#39;t Tell&#39; | Arkansas <b>News</b>

By Peter Urban Stephens Washington Bureau. WASHINGTON – Arkansas Sen. Mark Pryor today said he has reversed his position and will now support repeal of the Pentagon's “Don't Ask, Don't Tell” policy that has kept gays and lesbians from ...

Fox <b>News</b> Is Almost As Important As ESPN, And Wants Subscriber Fees <b>...</b>

News Corp. is looking to increase subscriber fees for Fox News Channel -- "That channel in the cable world is right there with ESPN," says COO Chase Carey.

More App Store <b>News</b>: No Mac App Store Promo Codes, iOS/Mac App <b>...</b>

In addition to today's news that promo codes for applications in Apple's iOS App Store are now valid worldwide, several other items of interest related to the iOS and Mac App Stores have surfaced yest.


Tuesday, December 7, 2010

Making Money Advertising


When I do a talk about entrepreneurship for students I regularly bring some money and hand it out. Not a lot, but more than enough to get them well on their way to launching their first business and becoming insanely rich. I also announce this at the beginning of my talk and usually they get pretty excited about the prospect of going some with some money. By the end of my talk I remind them of the money, I call it funding, I promised at the beginning of my talk. Then I hand out envelopes to the first 20 or 30 students that make it to the stage first. The envelope contains 1 euro or dollar, and my business card.


The proposition I make is simple; take my 1 euro or dollar and take 1 week to double it. Then use the two dollar and multiply that by two in the second week. After 21 weeks you’ve got your first million and after 28 weeks you are at 100 million. By week 31 you are a billionaire and after 7 week you are the richest person in the world. After 45 weeks you will own all the money in the world, and some change.


Part of the deal, and why my business card is in the envelope is that they have to agree to give me 1% of whatever they made after a year. I’m eagerly awaiting my first few billion from the first student to do well.


Of course I don’t expect any of those students to keep doubling their money week over week. What I do hope is that they will start thinking differently about making money. Most people dream big, and that is fine, unless those dreams stand in the way of actually making money. And making money can be very simple. So simple that you can get started on it right now. In fact, leave your email-address in the comment field and I will fund you your first euro, or dollar, to get started. All I ask in return is 1% of your newly gained wealth after a year.


If you can turn a dollar into 2 dollars you are successful in business. Now all you have to do is scale that.


Andy Rubin, the VP of engineering at Google responsible for mobile, has revealed that the company’s rapidly expanding Android operating system would be profitable if it was broken out as its own business.

Asked by The Wall Street Journal’s Walt Mossberg at the D: Dive Into Mobile conference in San Francisco if the division is making money for the search giant, Rubin responded affirmatively with a “yes.”

Mossberg pressed on the issue, noting that class='blippr-nobr'>Google’sclass="blippr-nobr">Google mobile revenue still primarily comes via ads from Google mobile search — searches that occur both on class='blippr-nobr'>Androidclass="blippr-nobr">Android devices and iPhone and other platforms (i.e., Google would be making that money with or without Android).

Rubin conceded that “there’s no way would’ve ever been profitable as a startup company,” (Rubin sold Android to Google in 2005) but says that the resources provided by Google’s enormous advertising revenue streams and the ability to offer Android open source have allowed Android to pursue a business model that’s become profitable.

Although Rubin wouldn’t break out exactly how Android makes money, he did reveal that there are now 172 phones on the market running Android, the latest of which, the Nexus S, was revealed earlier today. That’s a lot more smartphones that drive a lot more mobile searches, and presumably, that’s how Rubin’s math adds up.

Rubin credited Android’s success to its open source model, making it easy for any manufacturer or carrier to offer devices, saying “It’s … frictionless for OEMs no matter where they’re doing the manufacturing … without a contractual relationship or having money change hands.”

He did concede, however, that the Nexus One business model — offering unlocked phones direct to consumers via the web — was not a good business one for Google to pursue and that the provisioning and activation of mobile phones is best left to the carriers. “We thought it would be better to spend our resources on things like Gingerbread,” (the latest Android OS) he said.

For more Mobile coverage:

    class="f-el">class="cov-twit">Follow Mashable Mobileclass="s-el">class="cov-rss">Subscribe to the Mobile channelclass="f-el">class="cov-fb">Become a Fan on Facebookclass="s-el">class="cov-apple">Download our free apps for Android, iPhone and iPad


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Good <b>News</b>, for a Change (SWJ Blog)

Ann Marlowe, not known for optimistic reporting and commentary on our efforts in Afghanistan, takes a different tone in her Weekly Standard piece entitled Good News, for a Change. BLUF: "… Zabul seems to be on an upward path. ...

Light Can Generate Lift - Science <b>News</b>

Researchers create a lightfoil that can push small objects sideways.

Scripting <b>News</b>: My JSON River of <b>News</b>

My JSON River of News. By Dave Winer on Monday, December 06, 2010 at 9:45 PM. First a few preambles... Permanent link to this item in the archive. 1. I'm a big believer in the River of News style of feed reader. Reverse-chronologic. ...



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Good <b>News</b>, for a Change (SWJ Blog)

Ann Marlowe, not known for optimistic reporting and commentary on our efforts in Afghanistan, takes a different tone in her Weekly Standard piece entitled Good News, for a Change. BLUF: "… Zabul seems to be on an upward path. ...

Light Can Generate Lift - Science <b>News</b>

Researchers create a lightfoil that can push small objects sideways.

Scripting <b>News</b>: My JSON River of <b>News</b>

My JSON River of News. By Dave Winer on Monday, December 06, 2010 at 9:45 PM. First a few preambles... Permanent link to this item in the archive. 1. I'm a big believer in the River of News style of feed reader. Reverse-chronologic. ...



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Good <b>News</b>, for a Change (SWJ Blog)

Ann Marlowe, not known for optimistic reporting and commentary on our efforts in Afghanistan, takes a different tone in her Weekly Standard piece entitled Good News, for a Change. BLUF: "… Zabul seems to be on an upward path. ...

Light Can Generate Lift - Science <b>News</b>

Researchers create a lightfoil that can push small objects sideways.

Scripting <b>News</b>: My JSON River of <b>News</b>

My JSON River of News. By Dave Winer on Monday, December 06, 2010 at 9:45 PM. First a few preambles... Permanent link to this item in the archive. 1. I'm a big believer in the River of News style of feed reader. Reverse-chronologic. ...



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Good <b>News</b>, for a Change (SWJ Blog)

Ann Marlowe, not known for optimistic reporting and commentary on our efforts in Afghanistan, takes a different tone in her Weekly Standard piece entitled Good News, for a Change. BLUF: "… Zabul seems to be on an upward path. ...

Light Can Generate Lift - Science <b>News</b>

Researchers create a lightfoil that can push small objects sideways.

Scripting <b>News</b>: My JSON River of <b>News</b>

My JSON River of News. By Dave Winer on Monday, December 06, 2010 at 9:45 PM. First a few preambles... Permanent link to this item in the archive. 1. I'm a big believer in the River of News style of feed reader. Reverse-chronologic. ...



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Good <b>News</b>, for a Change (SWJ Blog)

Ann Marlowe, not known for optimistic reporting and commentary on our efforts in Afghanistan, takes a different tone in her Weekly Standard piece entitled Good News, for a Change. BLUF: "… Zabul seems to be on an upward path. ...

Light Can Generate Lift - Science <b>News</b>

Researchers create a lightfoil that can push small objects sideways.

Scripting <b>News</b>: My JSON River of <b>News</b>

My JSON River of News. By Dave Winer on Monday, December 06, 2010 at 9:45 PM. First a few preambles... Permanent link to this item in the archive. 1. I'm a big believer in the River of News style of feed reader. Reverse-chronologic. ...



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When I do a talk about entrepreneurship for students I regularly bring some money and hand it out. Not a lot, but more than enough to get them well on their way to launching their first business and becoming insanely rich. I also announce this at the beginning of my talk and usually they get pretty excited about the prospect of going some with some money. By the end of my talk I remind them of the money, I call it funding, I promised at the beginning of my talk. Then I hand out envelopes to the first 20 or 30 students that make it to the stage first. The envelope contains 1 euro or dollar, and my business card.


The proposition I make is simple; take my 1 euro or dollar and take 1 week to double it. Then use the two dollar and multiply that by two in the second week. After 21 weeks you’ve got your first million and after 28 weeks you are at 100 million. By week 31 you are a billionaire and after 7 week you are the richest person in the world. After 45 weeks you will own all the money in the world, and some change.


Part of the deal, and why my business card is in the envelope is that they have to agree to give me 1% of whatever they made after a year. I’m eagerly awaiting my first few billion from the first student to do well.


Of course I don’t expect any of those students to keep doubling their money week over week. What I do hope is that they will start thinking differently about making money. Most people dream big, and that is fine, unless those dreams stand in the way of actually making money. And making money can be very simple. So simple that you can get started on it right now. In fact, leave your email-address in the comment field and I will fund you your first euro, or dollar, to get started. All I ask in return is 1% of your newly gained wealth after a year.


If you can turn a dollar into 2 dollars you are successful in business. Now all you have to do is scale that.


Andy Rubin, the VP of engineering at Google responsible for mobile, has revealed that the company’s rapidly expanding Android operating system would be profitable if it was broken out as its own business.

Asked by The Wall Street Journal’s Walt Mossberg at the D: Dive Into Mobile conference in San Francisco if the division is making money for the search giant, Rubin responded affirmatively with a “yes.”

Mossberg pressed on the issue, noting that class='blippr-nobr'>Google’sclass="blippr-nobr">Google mobile revenue still primarily comes via ads from Google mobile search — searches that occur both on class='blippr-nobr'>Androidclass="blippr-nobr">Android devices and iPhone and other platforms (i.e., Google would be making that money with or without Android).

Rubin conceded that “there’s no way would’ve ever been profitable as a startup company,” (Rubin sold Android to Google in 2005) but says that the resources provided by Google’s enormous advertising revenue streams and the ability to offer Android open source have allowed Android to pursue a business model that’s become profitable.

Although Rubin wouldn’t break out exactly how Android makes money, he did reveal that there are now 172 phones on the market running Android, the latest of which, the Nexus S, was revealed earlier today. That’s a lot more smartphones that drive a lot more mobile searches, and presumably, that’s how Rubin’s math adds up.

Rubin credited Android’s success to its open source model, making it easy for any manufacturer or carrier to offer devices, saying “It’s … frictionless for OEMs no matter where they’re doing the manufacturing … without a contractual relationship or having money change hands.”

He did concede, however, that the Nexus One business model — offering unlocked phones direct to consumers via the web — was not a good business one for Google to pursue and that the provisioning and activation of mobile phones is best left to the carriers. “We thought it would be better to spend our resources on things like Gingerbread,” (the latest Android OS) he said.

For more Mobile coverage:

    class="f-el">class="cov-twit">Follow Mashable Mobileclass="s-el">class="cov-rss">Subscribe to the Mobile channelclass="f-el">class="cov-fb">Become a Fan on Facebookclass="s-el">class="cov-apple">Download our free apps for Android, iPhone and iPad


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Good <b>News</b>, for a Change (SWJ Blog)

Ann Marlowe, not known for optimistic reporting and commentary on our efforts in Afghanistan, takes a different tone in her Weekly Standard piece entitled Good News, for a Change. BLUF: "… Zabul seems to be on an upward path. ...

Light Can Generate Lift - Science <b>News</b>

Researchers create a lightfoil that can push small objects sideways.

Scripting <b>News</b>: My JSON River of <b>News</b>

My JSON River of News. By Dave Winer on Monday, December 06, 2010 at 9:45 PM. First a few preambles... Permanent link to this item in the archive. 1. I'm a big believer in the River of News style of feed reader. Reverse-chronologic. ...



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Good <b>News</b>, for a Change (SWJ Blog)

Ann Marlowe, not known for optimistic reporting and commentary on our efforts in Afghanistan, takes a different tone in her Weekly Standard piece entitled Good News, for a Change. BLUF: "… Zabul seems to be on an upward path. ...

Light Can Generate Lift - Science <b>News</b>

Researchers create a lightfoil that can push small objects sideways.

Scripting <b>News</b>: My JSON River of <b>News</b>

My JSON River of News. By Dave Winer on Monday, December 06, 2010 at 9:45 PM. First a few preambles... Permanent link to this item in the archive. 1. I'm a big believer in the River of News style of feed reader. Reverse-chronologic. ...



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Good <b>News</b>, for a Change (SWJ Blog)

Ann Marlowe, not known for optimistic reporting and commentary on our efforts in Afghanistan, takes a different tone in her Weekly Standard piece entitled Good News, for a Change. BLUF: "… Zabul seems to be on an upward path. ...

Light Can Generate Lift - Science <b>News</b>

Researchers create a lightfoil that can push small objects sideways.

Scripting <b>News</b>: My JSON River of <b>News</b>

My JSON River of News. By Dave Winer on Monday, December 06, 2010 at 9:45 PM. First a few preambles... Permanent link to this item in the archive. 1. I'm a big believer in the River of News style of feed reader. Reverse-chronologic. ...



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Good <b>News</b>, for a Change (SWJ Blog)

Ann Marlowe, not known for optimistic reporting and commentary on our efforts in Afghanistan, takes a different tone in her Weekly Standard piece entitled Good News, for a Change. BLUF: "… Zabul seems to be on an upward path. ...

Light Can Generate Lift - Science <b>News</b>

Researchers create a lightfoil that can push small objects sideways.

Scripting <b>News</b>: My JSON River of <b>News</b>

My JSON River of News. By Dave Winer on Monday, December 06, 2010 at 9:45 PM. First a few preambles... Permanent link to this item in the archive. 1. I'm a big believer in the River of News style of feed reader. Reverse-chronologic. ...



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Good <b>News</b>, for a Change (SWJ Blog)

Ann Marlowe, not known for optimistic reporting and commentary on our efforts in Afghanistan, takes a different tone in her Weekly Standard piece entitled Good News, for a Change. BLUF: "… Zabul seems to be on an upward path. ...

Light Can Generate Lift - Science <b>News</b>

Researchers create a lightfoil that can push small objects sideways.

Scripting <b>News</b>: My JSON River of <b>News</b>

My JSON River of News. By Dave Winer on Monday, December 06, 2010 at 9:45 PM. First a few preambles... Permanent link to this item in the archive. 1. I'm a big believer in the River of News style of feed reader. Reverse-chronologic. ...



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Good <b>News</b>, for a Change (SWJ Blog)

Ann Marlowe, not known for optimistic reporting and commentary on our efforts in Afghanistan, takes a different tone in her Weekly Standard piece entitled Good News, for a Change. BLUF: "… Zabul seems to be on an upward path. ...

Light Can Generate Lift - Science <b>News</b>

Researchers create a lightfoil that can push small objects sideways.

Scripting <b>News</b>: My JSON River of <b>News</b>

My JSON River of News. By Dave Winer on Monday, December 06, 2010 at 9:45 PM. First a few preambles... Permanent link to this item in the archive. 1. I'm a big believer in the River of News style of feed reader. Reverse-chronologic. ...



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When I do a talk about entrepreneurship for students I regularly bring some money and hand it out. Not a lot, but more than enough to get them well on their way to launching their first business and becoming insanely rich. I also announce this at the beginning of my talk and usually they get pretty excited about the prospect of going some with some money. By the end of my talk I remind them of the money, I call it funding, I promised at the beginning of my talk. Then I hand out envelopes to the first 20 or 30 students that make it to the stage first. The envelope contains 1 euro or dollar, and my business card.


The proposition I make is simple; take my 1 euro or dollar and take 1 week to double it. Then use the two dollar and multiply that by two in the second week. After 21 weeks you’ve got your first million and after 28 weeks you are at 100 million. By week 31 you are a billionaire and after 7 week you are the richest person in the world. After 45 weeks you will own all the money in the world, and some change.


Part of the deal, and why my business card is in the envelope is that they have to agree to give me 1% of whatever they made after a year. I’m eagerly awaiting my first few billion from the first student to do well.


Of course I don’t expect any of those students to keep doubling their money week over week. What I do hope is that they will start thinking differently about making money. Most people dream big, and that is fine, unless those dreams stand in the way of actually making money. And making money can be very simple. So simple that you can get started on it right now. In fact, leave your email-address in the comment field and I will fund you your first euro, or dollar, to get started. All I ask in return is 1% of your newly gained wealth after a year.


If you can turn a dollar into 2 dollars you are successful in business. Now all you have to do is scale that.


Andy Rubin, the VP of engineering at Google responsible for mobile, has revealed that the company’s rapidly expanding Android operating system would be profitable if it was broken out as its own business.

Asked by The Wall Street Journal’s Walt Mossberg at the D: Dive Into Mobile conference in San Francisco if the division is making money for the search giant, Rubin responded affirmatively with a “yes.”

Mossberg pressed on the issue, noting that class='blippr-nobr'>Google’sclass="blippr-nobr">Google mobile revenue still primarily comes via ads from Google mobile search — searches that occur both on class='blippr-nobr'>Androidclass="blippr-nobr">Android devices and iPhone and other platforms (i.e., Google would be making that money with or without Android).

Rubin conceded that “there’s no way would’ve ever been profitable as a startup company,” (Rubin sold Android to Google in 2005) but says that the resources provided by Google’s enormous advertising revenue streams and the ability to offer Android open source have allowed Android to pursue a business model that’s become profitable.

Although Rubin wouldn’t break out exactly how Android makes money, he did reveal that there are now 172 phones on the market running Android, the latest of which, the Nexus S, was revealed earlier today. That’s a lot more smartphones that drive a lot more mobile searches, and presumably, that’s how Rubin’s math adds up.

Rubin credited Android’s success to its open source model, making it easy for any manufacturer or carrier to offer devices, saying “It’s … frictionless for OEMs no matter where they’re doing the manufacturing … without a contractual relationship or having money change hands.”

He did concede, however, that the Nexus One business model — offering unlocked phones direct to consumers via the web — was not a good business one for Google to pursue and that the provisioning and activation of mobile phones is best left to the carriers. “We thought it would be better to spend our resources on things like Gingerbread,” (the latest Android OS) he said.

For more Mobile coverage:

    class="f-el">class="cov-twit">Follow Mashable Mobileclass="s-el">class="cov-rss">Subscribe to the Mobile channelclass="f-el">class="cov-fb">Become a Fan on Facebookclass="s-el">class="cov-apple">Download our free apps for Android, iPhone and iPad


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Good <b>News</b>, for a Change (SWJ Blog)

Ann Marlowe, not known for optimistic reporting and commentary on our efforts in Afghanistan, takes a different tone in her Weekly Standard piece entitled Good News, for a Change. BLUF: "… Zabul seems to be on an upward path. ...

Light Can Generate Lift - Science <b>News</b>

Researchers create a lightfoil that can push small objects sideways.

Scripting <b>News</b>: My JSON River of <b>News</b>

My JSON River of News. By Dave Winer on Monday, December 06, 2010 at 9:45 PM. First a few preambles... Permanent link to this item in the archive. 1. I'm a big believer in the River of News style of feed reader. Reverse-chronologic. ...



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Good <b>News</b>, for a Change (SWJ Blog)

Ann Marlowe, not known for optimistic reporting and commentary on our efforts in Afghanistan, takes a different tone in her Weekly Standard piece entitled Good News, for a Change. BLUF: "… Zabul seems to be on an upward path. ...

Light Can Generate Lift - Science <b>News</b>

Researchers create a lightfoil that can push small objects sideways.

Scripting <b>News</b>: My JSON River of <b>News</b>

My JSON River of News. By Dave Winer on Monday, December 06, 2010 at 9:45 PM. First a few preambles... Permanent link to this item in the archive. 1. I'm a big believer in the River of News style of feed reader. Reverse-chronologic. ...



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Good <b>News</b>, for a Change (SWJ Blog)

Ann Marlowe, not known for optimistic reporting and commentary on our efforts in Afghanistan, takes a different tone in her Weekly Standard piece entitled Good News, for a Change. BLUF: "… Zabul seems to be on an upward path. ...

Light Can Generate Lift - Science <b>News</b>

Researchers create a lightfoil that can push small objects sideways.

Scripting <b>News</b>: My JSON River of <b>News</b>

My JSON River of News. By Dave Winer on Monday, December 06, 2010 at 9:45 PM. First a few preambles... Permanent link to this item in the archive. 1. I'm a big believer in the River of News style of feed reader. Reverse-chronologic. ...



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